[madoues]

OK,

That is along the lines of what I believed, so at least nothing is "broken" or I am not doing anything wrong.

I just changed the default location of the MS storage folder to my "MS Folder directory" on my SD card and it worked.
So even though I am not using the "Let MS manage my files" option, by setting the directory to where I store my files, I can now save to the SD card.

Thanks for your help once more, Mike.

Dan